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RESIDENTIAL REAL ESTATE LOANS
Whether you’re a broker or a correspondent, Stronghill Capital’s 100+ years in combined residential lending experience can help you grow your market share while providing excellent service for your clients.
Investment Achiever is a Debt Service Coverage Ratio (DSCR) product for both individual borrowers and business entities. This product offers competitive terms for both short and long term rental properties, with underwriting focused on the cash flow income of the property.
Investment Achiever Multi-Unit is a Debt Service Coverage Ratio (DSCR) product for both individual borrowers and business entities. This product offers competitive terms for both short and long term rental properties with multiple units, with underwriting focused on the cash flow income of the property.
Income Achiever is an alternate documentation focused approach for borrowers utilizing 12 or 24 month personal or business bank statements, profit and loss statements, 1099’s, or written verification of employment income sources.
Asset Achiever is an alternate documentation focused approach for borrowers utilizing an asset depletion based approach to underwriting. Eligible asset classes include checking, savings, money market, CD’s, stocks/bonds/mutual funds, life insurance/annuities, retirement accounts, and 1031 exchanges
Credit Achiever is a full-documentation option for borrowers that are employed and self-employed, with a lower credit score minimum and expanded options for those with more recent credit event and housing history seasoning.
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Stronghill.com is a website operated by Stronghill Capital, LLC and its subsidiary, Stronghill Funding Inc. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer by Stronghill Capital, LLC or Stronghill Funding, Inc. to lend.
Stronghill Capital, LLC and Stronghill Funding Inc. are separate, but affiliated entities. Stronghill Capital, LLC is licensed in AZ (License #: 1041285), CO (mortgage company registration), FL (License # MLD2333 ), ID (MBL-2082321153), MN (MN-MO-2321153 ), ND (MB104136), SC (MLS – 2321153), SD (License/Registration #: 2321153.ML), and TX (mortgage company license and residential mortgage loan servicer registration). Please visit www.nmlsconsumeraccess.org for more licensing information on Stronghill Capital, LLC. Stronghill Funding Inc. is licensed by the California Department of Real Estate (license no. 02091978) and originates and arranges certain business purpose mortgage loans in the State of California. Stronghill Funding Inc. maintains a registered tradename, “Stronghill Capital”. Stronghill Capital, LLC is not licensed in and does not operate in California. Stronghill Funding Inc. may operate in California as “Stronghill Capital”.
All mortgage loan products referenced herein are offered to qualified residential lending institutions only and are not applicable to the general public and/or individual.
This is not an offer to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all applicants will qualify and not all applicants that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and are subject to change without notice.
